MONDAY, MARCH 1, 2021
Did You Know?
Whether you like it or not, automobile insurance premiums are a direct result of your driving records. Insurance companies make certain that premiums cover the costs of insuring you and your family as drivers on the road. If you want to lower your premium, just keep your driving record clean.
Your driving record reveals how risky you would be as an insured driver.
If you have had lots of tickets and/or accidents, you are considered more of a potential liability because statistically, you will get into more accidents and have more tickets in the future.
You may be eligible for a lower rate if you have no accidents or tickets (especially moving violations) on your record recently.
You may also be eligible for a significant discount after several years of good driving.
For each year that you go without an accident or ticket, you may be eligible to reduce—or eliminate—your deductible. This is helpful if you have elected a higher deductible in exchange for a smaller premium.
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