Tuesday, October 6, 2020
Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years.
However, what happens if something happens to your home in the meantime? READ MORE >>
Thursday, October 1, 2020
Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. You can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as you have the right insurance.
READ MORE >>
Wednesday, September 30, 2020 Will My Car Insurance Go Up if I Switch Insurers? It is natural for drivers to look to switch insurers when they feel they are paying too much for car insurance. However, this isn’t always the best option. While it is important to keep track of quotes in your area, switching insurers too often can actually cause your insurance rates to rise. READ MORE >>
Tuesday, September 29, 2020
Life insurance is designed to compensate your loved ones in case of your passing, so most policies only payout once the policyholder passes away. The insurer must usually be provided with a proof of death, such as a death certificate. Most life insurance policies provide a lump sump payment for the beneficiaries listed on the policy. READ MORE >>
Tuesday, September 22, 2020
We’ve all made careless mistakes from time to time, including behind the wheel. If you have ever backed into your mailbox, you might find yourself annoyed, but hopefully unharmed. Your car, however, might sustain damage and so might the mailbox. READ MORE >>
Thursday, September 17, 2020
Businesses that have property insurance will likely have coverage for the possessions inside. So, if something damages the contents of the business, then you can likely file a claim for the damage costs. However, you must do so correctly to successfully receive compensation. READ MORE >>
Friday, September 11, 2020 People leave distance between themselves and their cars whenever they park in a high-traffic area for extended periods. But if you do, you could expose the car to numerous danger risks, including theft and vandalism or hit-and-run damage. READ MORE >>
Friday, September 11, 2020 Most business owners buy general liability insurance to protect their bottom lines from third party negligence claims. It can help a business avoid hardship if it has an obligation to repay someone it harmed. Often, it provides five types of coverage for liabilities common in most businesses. READ MORE >>
Thursday, September 10, 2020
Home insurance premiums seem elusive until you discover what, exactly, makes them raise or lower year by year. There are many factors which an insurer may use to calculate your home insurance premiums. One of these is your location and, specifically, how close you are to a fire station.
Why? READ MORE >>
Tuesday, September 8, 2020
When you buy life insurance, you probably have an idea in mind about where you want your policy to go. You might want to use it as a vessel to provide money to loved ones for specific purposes. As a result, you might only want your coverage to last for a certain number of years. READ MORE >>